UK Or Spain For Your Second Home? Here’s What You Should Think About

Buying a second home is an important investment. The two top destinations for those looking to buy a second property are the UK and Spain. Both countries have distinct pros and cons for those looking to invest in the property market. Did you know that more than half of UK citizens are more likely to choose to buy a second property in Spain? There are a number of reasons for this including the property to be used as a holiday home. Only around 25% of those looking to buying a second property will choose to buy their investment home in the UK.

Here are a few things you need to think about before choosing to buy your second home.

Return on investment

When it comes to comparing property in the UK with homes in Spain you need to know that if you are looking for a quick return on your investment, you will need to buy a property in the UK. For those living in quaint little towns the best possible investment that can be made is to get a second property in the nearby bustling city. Rent the property out online to out-of-town visitors and you’ll soon find that the property will pay itself off.

Spanish property, on the other hand, is a much longer investment. If you are young enough that you know you’ll want to use the property during your retirement but still need to see it earning you money, you can opt to rent it out as a holiday home. This will mean that you’ll see your property earning you money, but mostly during peak seasons. Mike Jolly from local Costa Blanca portal Javea.Properties, says that he has seen a significant number of younger people buying property in Spain as an investment for the future, as opposed to buying for short term gains.

Buying the property

Citizens of the UK will find the process far easier to buy a local property than they would when buying a property in Spain. Despite this, it also has never been easier to buy a property abroad. You might have a few minor issues with regards to financing but if you get hold of the right agent, the process will run smoothly. The ideal investment property in the UK would be something small which can be quickly furnished and then rented out. The ideal property in Spain would be something that is close to holiday hotspots. This way you will be able to attract those heading to Spain for the summer holidays.

Finding the right property

When it comes to choosing the right property investors will also find that viewing a property in person is better than only having access to a property online. When you see the property in person you are able to see where the defects are and where you’ll have to spend money. This makes buying a second home in the UK easier than choosing a property in Spain. If you are lucky enough to regularly visit Spain, you won’t have this problem because you’ll easily be able to pop into the property while on holiday. Either way, you need to make sure that the property you are investing in will be fit for purpose.

Finding the Perfect Spanish Property

There is absolutely no reason for anyone not to buy their property in Spain. Think about, the flourishing expat community, a warmer climate and a favourable environment to be productive at both your work and life. But if you are considering moving to Spain, there are certain issues you should know, that will help you to purchase the best house and at an affordable price without any legal problems. Here is some information that you need to understand about buying a property in this country.

  • Foreigners can buy property in Spain

As long as you meet with the legal requirement, you can have your dream house in this country. However, the purchasing process is quite easy for British buyers as the process is easy and there are no requirements. Current situations involving mortgage lending or property rights are unlikely to change. But the policies about future healthcare provisions and pensions have some question marks. You can learn more about this at

  • House Prices are a Bit High

In 2018, the Spanish bank released a report saying that houses in this country will rise by 5pc in that year. So, you must be prepared to spend a significant amount especially if you are planning to settle in major cities like Barcelona, Madrid, and Palma. Even charges for rentals are a bit high. But money should not be a discouraging factor since the benefits of living in this country make it totally worth it.

Finding a Dream Property in Spain

Buying a house is already overwhelming. The paperwork, the commitment plus the cost, makes it a daunting process. On top of that, there is also the language barrier when purchasing a house in Spain. But don’t be scared. Here are some things you can do to make sure that finding your Spanish home is as smooth as possible.

  1. Do your Research

The secret to successfully purchasing a property in Spain and other countries as well is, research and more research. You are likely to buy the perfect house if you have taken your time to visit the various regions, compare the pricing and the type of properties, and knowing the process of purchasing the home. Don’t be in a hurry to settle for a house. First, find out about other external factors like relative values. While doing research also remember to get advice from those who already own a home here. They will give you valuable information that will ensure that you avoid mistakes. They also can give you recommendations.

  1. Create a List

After researching and finding different homes, it is time you think about what you wish your dream home to have or look like. Write this information down. Also, include what you don’t need. Making such a list will help you rule out if a particular property is best for you or not. Also, remember to consider your needs when writing this information down. And be open to change as you might not find the exact house with the qualities you need, but you can be sure you will find something close to it.

  1. Ask for Advice and Information

Once you have decided on the property, it is time that you seek advice from a property company that you can trust. These professionals will walk you through the process and guide you with any other issues you might have. And in such cases, it is better that you hire a property finder other than the usual estate agents.


Finding your dream property in Spain can be challenging, but if you have people to guide you, the process will be less complicated. If you are a foreigner, remember to search the market for houses that meet your requirements. Also, ensure that you’ve confirmed with the Spanish property (Registro de la Propiedad) that the house if your choice doesn’t have unpaid taxes or debt.

Can You Do A Loft Conversion Yourself?

A loft conversion is not a small project, and if you are not a builder it’s likely you would never even consider doing a large job like a loft conversion as a DIY project, says Jeff Mercer from Touchstone, a loft conversion specialist company. However, perhaps if you are a bit handy, and have some building skill and experience, you may contemplate a loft conversion.  The skills required will be a long list and will include the following:

  1. Architecture or some good drawing skills.
  2. Structural engineering – to be able to provide structural calculations for the building inspector.
  3. The plans produced will need to be sent to the planning department for planning permission or a “certificate of Lawful development”, once you have figured out what is considered “permitted development” and which of the development requires planning permission.
  4. Crane operator- the steels that will be required for the floor and roof structure will be required to get the steel up to the loft and into the correct positions.
  5. The loft will no doubt be full of your old unused belongings and old insulation, these will need to be removed and skipped.
  6. A good carpenter with a full set of power tools will be required alongside a carpenter’s mate and of course a labourer for doing the carrying and cleaning.
  7. Once you have got the steels into place you can fit the floor level using joist hangers. The floor will require insulating and then over boarding with waterproof floorboards.
  8. The existing roof will require complete removal if a dormer is being built and the remaining roof will require re-supporting.
  9. The dormer will require insulating, breathable membrane and can be leaded and tile hung.
  10. You will have measured for the bespoke stairs and they would have arrived for fitting into place.
  11. The electrician and plumber would have visited and added there 1st fixes.
  12. Once fully insulated the walls can be plasterboarded.
  13. A dormer roof will be covered with GRP fibreglass which if correctly fitted will be guaranteed for 20 years.
  14. Facia’s gutters and downpipes are fitted.
  15. Plasterers double skim the loft.
  16. Three final fixes remain; an electrician does his final fix and issues certificate for the building regulation officer.
  17. A `plumber works around the tiler to complete the final plumbing fix.
  18. A carpenter will do the final fittings.


To summarise, while it is unlikely an unskilled person will be able to complete a loft conversion in its entirety, there are some parts of the work you will be able to do yourself, such as clearing the area, painting, and maybe insulting the loft. Therefore, it is a good idea to work with a construction company who will allow you to complete some parts of the process yourself, to help keep costs down.